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Schedule of Fees & Charges

EFFECTIVE: November 1, 2011

SAVINGS ACCOUNTS
Membership Fee (waived for minors and seniors) $5.00
Closed Within 90 Days $20
Holiday Club Withdrawal $5
IRA Closure/Rollover $25
IRA Annual Fee $10

CHECKING ACCOUNTS
Checking FREE
Opportunity Checking $10
Temporary Checks $2/8
Check Re-Order Printer Charges
Check Copy $5 - Free With HB
NSF Check/ACH Returned Unpaid $25/30*
NSF Check/ACH Paid $25/30*
Overdraft (from Savings) Transfer $3
Check/ACH Stop Payment $25
Check/ACH Stop Payment Cancellation $10

ATM/VISA CHECK CARD SERVICES
PIN Replacement $5
Replacement Card $7/ $20 for Two + Cards Lost w/in 1 Year
Additional ATM Card $7
ATM Transactions:  
  CO-OP Network ATMs FREE
  Non-Network ATMs $1.50
Point of Sale FREE
Overdrawn Account (Funds not available to transfer) 425
ATM Empty Envelope $30
ATM Deposit Adjustment $20
Rush - ATM/Check Card 3rd Party Fee

CREDIT CARDS
Replace Card $7
Overlimit Fee N/A
Late Charge $15 If Not Paid w/in 15 Days
Returned Payment (Check or electronic) $25
Cash Advance 2% min $5
Share Secured VISA - Annual Fee $25

GENERAL
Home Banking FREE
Money Link Phone Access FREE
Account Reconcilement/Research (hourly) $25
Excessive W/D Fee $5 After 12 Per Year
Check Cashing (non-members) 2%
Cashier's Check $5
CU/Teller Check $3
Money Order $3
Gift Checks N/A
Gift Cards N/A
Check Cards (reloadable) N/A
CU Check Copy $5
Statement Copy $5 - Free With HB
Notary Service FREE
Notary Service (per signature) non cu papers $5
Deposit/Payment Item Returned Unpaid $25
Legal Proc Fee (Levies, Garnishments) $35
Collection Item $10
Dormant Acct Fee (no activity after 2 years) p/month $2
Escheat Fee/Notice or Processing $2
Returned Mail (failure to change address) $5
Verification Of Deposit $10
Wire Transfer - Outgoing / Domestic $25
Wire Transfer - Outgoing / Foreign $35
 
*checks 1-12/13+
This credit union is federally insured by the National Credit Union Administration.
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